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Are You a Saver, Stockpiler or Hoarder?

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saving stockpiling hoardingStuff, stuff, stuff. We all have it. Some of us more than others. Buy how do you know if you have so much stuff that it might be a problem?

We can all justify why we have so much stuff and often we will argue that what we are doing is financially savvy. You need to buy things to save money, right?

But are you in denial? We have all probably seen the television shows about hoarders and figure if our lives are not that bad we don't really have to worry. But as an antique dealer part of my trade was buying from estates and making appraisals and some of the homes were eye popping in what I saw.

There is a difference between a person that saves, stockpiles and hoards but it can be a slippery slope and you need to know if you are in danger of becoming out of control.

September Deals

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 Apples in a basketFor many fall is a fresh start as the weather changes and a new school year begins.

Most of the best summer deals are out of the stores now but not the thrift shops. 

They are still loaded with the loot that was left over from garage sales. There are good quality new items in the thrift stores so spend some time looking.

Clothing wise there are summer shoes and sandals on clearance but a lot of the merchandise is geared to the very short back to school season that retailers try to get rid of by the middle or end of September so they can start working on festive seasons of Thanksgiving and Christmas. 



A Real Outlet Sale - Cambridge Towel Tent Sale

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Towel SaleI love outlet sales and on my continuous hunt to save money I am constantly disappointed in what most outlet sales now consist of.

With the development of outlet malls the real outlet sales have almost all but vanished. Businesses now often run a second cheaper line that they sell at outlet mall trying to fool the consumer. There truly is no real money saving.

But the real outlet sale has not totally disappeared! I delighted to share that Cambridge Towel still has it's once a year tent sale where the bargains are genuine.
Frugal or foolish saving money money saving
Are you saving money with your great thrifty ideas or are you making a lot of mistakes.

You think that you are money savvy and have the best ideas to save you wads of money. Are you really being frugal or are you being foolish by wasting your time, energy and money on ideas that don't really work? What money saving ideas are really mistakes?

 We can spot these money wasters in others but we can't always spot them in ourselves. 

Being frugal for many people is a lifestyle that they thoroughly enjoy. To squeeze the most out of every dollar a pleasure. But you really need to make sure that you truly are being frugal and not foolish with your money. Saving money and money saving can have a lot of pitfalls for some.

How to Get Your Canadian Passport Faster

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How to get a Canadian passport quicklyCanada is a country of 33 million people and we all seem to love to travel.  Almost 60 percent of us own passports.

A Canadian passport allows you, as a Canadian citizen, to exit and enter Canada  to and from other countries. Issued by Passport Canada they are valid for 5 years (unless it is a child under 3, they are valid for 3 years).

Since travel rules have changed so much in the last 10 years they are the easiest document to own to prove citizenship and can be one of the documents required if you are traveling into the US.

Passport Canada is trying to make it easy to get a passport and are trying to make the long lines at the Passport office disappear. 

Great August Deals- What to Buy on Sale

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cherries for august dealsSeasonal fruits and berries are filling up grocery stores and fruit stands.

This is a great time to buy your favorite berries and freeze them to be used latter in some great birthday, Thanksgiving or Christmas desserts.

The best way to freeze berries is to separate them on a pan and freeze, when they are frozen place them in a zip lock freezer bag and put back in the freezer. If you try to just place them in a freezer bag to freeze them they tend to lump together.


Travel The World For Free (Almost)

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Double Decker buses in London 2
Who hasn't heard of someone that always seems to be traveling and living life full of foreign adventures.

How do they do it?

You might think that you just couldn't live this life style because you don't have the cash needed but many adventurers are doing it on a shoe string and are having the time of their lives.

Surprisingly it can be very cheap to travel the world, you just need to know what the secret is.

The Ultimate Guide to Tipping

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Ultimate guide to tippingI am the first to admit that I don't let go of money easily. I hold onto a dollar until it screams and when I do spend it I want top quality for my buck.

That being said I have no problem tipping and have taught my children from a young age why it is important to tip and how much they should generally tip.

But it can get a bit confusing. Truthfully you don't want to under tip but you also don't want to be throwing your money around. So how much should you be tipping the doorman at the hotel and what is the norm for a hairstylist?

Is the Luxury Market Dead?

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Vintage luxuryLuxury, the lovely expensive things that only the rich can afford. 

Hotel rooms with stunning views and down filled pillows, 5 star restaurants with exotic ingredients and sparkling crystal on the tables, leather goods from the finest Italian shops are just a few of the images that can come to mind when you are talking about luxury.

But does the luxury market even exist anymore or by trying to expand the markets so the middle class could afford their products have the makers and providers of luxury goods ruined it all.

Great July Deals - What to Buy on Sale

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July Deals what to buy on sale
Even though for many of us the summer has only just started summer items are already going on sale. 

The later into the summer the deeper the sale prices will be but for now sales are at 25% to 50% off on such items as swimming pool toys, water guns, bathing suits, and flip flops. 

Big box stores and grocery stores need to clear the aisles to bring in fall items and back to school supplies for August.

Aberfoyle Antique Market

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Aberfoyle Antique MarketOne of the great things about summer is the open air antique markets that you get to visit for amazing bargains.

In my neck of the woods the oldest and best has to be, by far, the Aberfoyle Antique Market.

It has been up and running since 1961 and has over 100 dealers on 20 acres of land.

The bargains can be unbelievable but you do have to hunt for them. 

25 Things My Mother Taught Me

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Ingrid Talpak as a childMy daughter will be going off to university this September and I keep wondering if I have told her everything she needs to know.

Like my mother and grandmother before me I seem to be a fountain of constant information, so she tells me and yes, she has heard this all before.

Quite frankly it is what mothers do, try to make sure that their kids are prepared for when they leave the nest.

Here are 25 things that I had learned from my mother  that will always stay with me and I think helped me deal with life.

20 Travel Tips for Europe

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Venice
Traveling can be a great pleasure and there are so many interesting places to see in the world. Europe is one of my favorite destinations as every region, let alone country, is so diverse.

 If you are off to Europe for the first time you might be a bit nervous about different languages, customs and what is accepted behavior. 

Here are 20 travel tips to help you smooth your way.
handles, door pulls, knobsWhen ever I am looking for craft or building supplies the first place that I am off to is my local Restore. 

What is wonderful about shopping at this store is that I am supporting an organization, Habitat for Humanity, that does great work throughout the world.

I have mentioned them in many of my articles and find them an endless source of amazing bargains but some of you might not know who they are or what is available there.

I did a recent tour of my local ReStore and I wanted to show you some of the great deals that are there and suggestions of what they can be used for and tell you more about Habitat for Humanity.

I am a Wizpert!

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Ingrid TalpakMuch to my delight I was approached by Wizpert last week and asked if I would become one of their experts.

Wizpert is an online advice site where you can ask experts in a variety of fields, from decorating to finance advice, using Skype.

You simply go to Wizpert.com or use the button on my sidebar and follow the instructions.

This is really exciting for me because I love helping people get the most bang for their buck.

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